You Can Reduce Poverty in the Developing World
I want to tell all of you about a website where anyone with a credit card can make a real difference
in the life of someone in a poor country.
The site is called "Kiva" (Kiva is a Swahili word that means unity) and it is in the business of financing small,
interest-free "micro-credit" loans to entrepreneurs in poor countries. Kiva finds people in the developing world who
wish to start or upgrade small businesses. Normally these people would be unable to raise the relatively small
amounts of money required to make such investments. The Kiva site helps to connect these entrepreneurs to you and
I. Kiva posts profiles of people applying for loans, some of them as small as $75 US. The profiles give information
about the entrepreneur and what they need the money for. You can pick and choose where your money goes. You
can sponsor one business, or small pieces of many. The minimum donation is just $5 US.
Kiva gives a hand up, not a hand out. Your donation is not a gift, but a loan that will dramatically improve the
quality of someone else's life. You can look at it as a no-risk investment in reducing poverty. You have nothing to lose.
The people you are helping are proud; they will insist on paying you back. Kiva's rate of repayment is about 99%!
You will get your money back. Kiva will manage all of this through a Paypal account. I encourage everyone who can
afford it to check out Kiva's site, and make a real difference in the world today.
Change a life
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